Oversea
International Budgeting App
Academic UX Project · Behavioral Budgeting Experience · 2025
1. Project Overview
Oversea is a budgeting app concept designed for international students, travelers, and professionals navigating unfamiliar financial environments.
The project explores how adaptive budgeting tools and behavioral reminders can support healthier spending habits across different lifestyles and cultural contexts.
2. Problem
Key User Challenges
Managing expenses across different currencies and unfamiliar financial systems
Emotional spending behaviors during relocation and study abroad transitions
Limited personalization in traditional budgeting applications
3. Design Focus
Identity-based onboarding for different user lifestyles
Personalized spending ratio configuration
Behavioral reminder system for healthier budgeting habits
Lightweight mobile-first budgeting experience
4. User Flow & Wireframes
During the interaction design phase, I created a user flow diagram and low-fidelity wireframes to map the core budgeting journey and organize the application’s information architecture.
The flow focused on helping users quickly complete key tasks such as identity-based onboarding, expense tracking, currency conversion, and budget ratio customization within a lightweight mobile experience.
5. Prototype & UI Design
6. Reflection
This project was created within a limited academic timeline, focusing on core product interactions rather than building a fully commercialized financial platform.
Through this process, I became increasingly interested in how budgeting behaviors are shaped not only by financial constraints, but also by cultural transitions, emotional stress, and lifestyle changes experienced by international users.
Selected highlights from the project are presented here.
For deeper research insights, UX decisions, and design iterations, view the full case study below.